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Super Visa Insurance TorontoSUPER VISA INSURANCE
Covers Grandparents & Parents in Canada

A Canadian health-care insurance is required before one can apply for the Super Visa. The government has enforced that applicants applying under Super Visa Category have to obtain private Canadian health-care insurance for their stay in Canada. This is the fastest option for visiting Canada by Parents and grandparents of Canadian citizens and permanent residents effective December 1, 2011. The Super Visa allows grandparents and parents remain in Canada two years before they renew their visa instead of the usual six month stay. Afterwards, they can renew their visa for up to 10 years, with multiple entries allowed during the entire time period. Citizenship and Immigration Canada, CIC has committed to minimizing processing times for this visa. A decision is made within 8 weeks of receiving an application. This new program has an 80% application approval rate.

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LIFE INSURANCE
Covers Your Family In Your Absence

In the simplest terms Life insurance is a contract made between an insured (insurance policy holder) and an insurer, where the insurer promises to pay a designated beneficiary a sum of money (the "benefits") upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger payment. The policy holder typically pays a premium, either regularly or as a lump sum. A proper financial plan can mean the difference between leaving your loved ones well-positioned financially and leaving them to cope with debts and an inadequate income. The policy pays a cash benefit, tax free, to your beneficiaries when you die.

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